Colorado Drivers Are Required to Carry Liability Insurance
The state of Colorado mandates you must have at least the minimum auto liability insurance to register and operate a motor vehicle. You can purchase more liability coverage if you like, but you must have at least these three types of coverage:
That way, both you and other motorists are covered if the worst happens. Without auto insurance, you’d have to pay for another party’s medical care or property damage if you’re at fault in an accident.
Increase Your Protection with Full Coverage Auto Insurance
Liability insurance covers others when you’re responsible for a crash. But it doesn’t cover damage to your own vehicle. That’s why we recommend collision insurance for our clients. This insurance reimburses you for the repair or replacement of your vehicle, so you get back to normal life quickly after an accident. It’s essential if you rely on your car or truck to commute to work or school and to run errands.
Full coverage also includes comprehensive insurance. This covers you in the event of a fire, storm, or natural disaster. It also protects your vehicle in case of vandalism or theft. Most folks don’t have the resources to pay for major repairs or to replace a car from their own savings.
Independent Agents Are Best for a Customized Auto Policy
When you’re shopping for auto insurance around Denver, you’ll get coverage that’s better tailored to your individual needs and budget with an independent agent. At MAC Insurance & Financial Services, Inc, we are licensed in 30 states and have many more auto insurance products than agents who are captive to big companies and their limited menus.
We also give you the kind of personalized service that’s hard to find these days. Whether you’re adding a new driver to your household or filing a claim, our goal is to make things as streamlined and stress-free as possible. Call us today at 303-368-3000 or get a quote online to learn more about Colorado auto insurance.