Colorado Businesses Must Carry Workers’ Compensation Insurance

As a business owner in Colorado, with one or more employees you will be required to carry workers’ comp insurance. This law includes part-time workers, full-time employees, and even family members.

Without workers’ compensation coverage, if one of your employees is injured or killed on the job, they or their families could sue you. The financial repercussions could be devastating for your business, forcing you to close your doors and deprive employees of their livelihoods.

What Does Workers’ Comp Cover?

Workers’ compensation pays for a wide range of expenses related to on-the-job injuries, including:

• Emergency room visits and ambulance transport
• Hospital and outpatient care
• Occupational therapy to return to work
• Long-term disability
• Lost wages
• Prescriptions and medications

With workers’ comp coverage, an employee doesn’t have to foot the bill for their medical expenses or come after you in court to be reimbursed.

Our Independent Agents Can Help Make Sure Your Business Is Properly Covered

At MAC Insurance & Financial Services, Inc, we take the time to meet with every business client to make certain they have the coverage they need, whether you’re shopping for workers’ comp or other types of business insurance. We can do this because we’re independent agents, not a big insurance company that treats you like a number.

We are licensed in 30 states and carry products from household name carriers, we also have many more business insurance options for you since we’re not bound to a single company. That gives you a better selection for your unique needs and your budget.

To purchase workers’ compensation for your Colorado business, call us today at MAC Insurance & Financial Services, Inc 303-368-3000. You can also get a quote online to start a policy or ask questions about how workers’ comp works.

Get a Free Workers Comp Insurance Proposal