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MAC Insurance & Financial Services, Inc Blog

All You Ever Wanted to Know About Insurance

What to Check Before Buying a Used Car

With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...

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Straight A’s and AP classes do not equal success for college students

I’ve been helping students prepare for college for about 20 years. From what I’ve seen many families put way too much importance on getting straight A’s and/or taking AP classes (ironically good grades alone aren’t...

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Should I Notify My Insurance Company About a New Puppy?

Having a new puppy join your household can change your life. The snuggles and kisses make getting up in the middle of the night for potty breaks worth it, but in the whirlwind of change, it’s easy to forget some...

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How to Tell if Your Child is Thriving at College

As parents, I think it’s natural to wonder if our child is doing ok being away from home. It’s also natural to miss them and hope they miss us too. But ultimately we want them to be happy and successfully adjust to...

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How To Help An Overwhelmed College Student

Parents – can you hear the stress hidden behind the empty words “everything’s ok” whispered by your child? Or can you make out the indiscernible words barely breaking through the sobbing? Or perhaps it’s just silence......

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How to Choose the Right Smart Security Camera

A security camera can help protect your property against intruders or provide evidence in the event of a break-in. But with all the technology available today, it can be tough to figure out which smart security camera...

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Things to Know When Shopping for Home and Auto Insurance

If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should...

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My Top 10 Tips To Help You Thrive During Your College Years

To all incoming college freshman, You’re no longer in high school. So that means if you were popular, smart, quiet, nerdy, the loner, or whatever in high school, that doesn’t mean that’s who you’ll be in college. You...

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7 Mistakes and Lessons I Wish Every Parent Knew

Here is a short list of some of the most common mistakes I see parents make every year when it comes to their child’s college dreams. 1. RELYING SOLELY ON SAT/ACT TEST SCORES College admissions have changed -...

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What kind of insurance does a college student need?

Having the right kind of insurance in place is a vital part of your family’s financial protection. While insurance is usually not on the student-going-to-college checklist, it should be. Often times parents forget to...

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Grill Safely With These Outdoor Cooking Tips

Grilling food is a fun pastime, and it’s ideal on those summer days when you don’t want to heat up the kitchen. But every year, there are accidents and home fires because people don’t grill safely. Follow these tips to...

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Divorced? What You Need To Know When Planning For Your Child’s College.

Sending your child to college is always a stressful time. Parents want what is best for their kids, but college is very expensive nowadays. Plus it’s getting harder to be admitted; even the State colleges are rejecting...

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Simple Household Pest Control Methods

No one likes the thought of having pests in their home, whether they be rodents, cockroaches, ants, or any other common household pests. If pest activity is common in your area, it is important to take steps to prevent...

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Should Parents Pay for College?

Should parents pay for their kid’s college? After a mortgage, the cost to attend college will be the next most expensive thing a family tries to pay off. The average annual cost for an in-state public school is a little...

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Tips on How to Write the College Essay

College admissions continues to become more competitive and complex each year. The Covid-pandemic has created even more chaos as students who took a gap year are now enrolling into colleges, often displacing the current...

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College Campus Tour Red Flags: What to Look for on a Visit

Why visit? - I cannot stress enough how important it is to take a college campus tour of a school your child is seriously interested in. While a tour seems like it would be a great experience, sometimes the opposite is...

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Landscape Maintenance Tips for Your Yard

You've worked hard to create a beautiful garden for your yard, but there is more to yard maintenance than simply mowing the lawn and watering the plants. There are plenty of other tasks you'll need to complete in order...

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College Admissions: 7 Things I Recommend to Get a Head Start this Summer

I’ve heard some parents say getting into college will be easier now that some schools are waiving the SAT and ACT scores. However, I found the opposite to be true. The admissions process is actually becoming murkier...

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An Outline of the Best College Loan Options for 2022-2023

In case you didn’t know it – college is expensive. Excruciatingly expensive. The average cost for an in-state public college is a little over $25,000 a year. Since most students no longer graduate in four years, but...

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Avoiding Water Issues in Your Home

Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew...

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Commonly Overlooked Spring Cleaning Tasks

Spring is a common time for people to take on all of the cleaning tasks that they put off during the winter. With the weather getting warmer, it's the perfect time to tackle jobs both inside and outside your home. While...

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Inflation is a Double-Whammy for College Graduates

The costs associated with college continue to soar. Historically the price of college has outpaced inflation by over four times. Hence the amount of college debt taken on by a family has skyrocketed to unstable levels....

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Inflation’s Impact on Home Insurance

All of us at MAC Insurance & Financial Services are feeling the impact of inflation, as we are sure you are too. Perhaps most notably we see inflation hitting the prices of gas and groceries. Prices of goods are...

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Upgrading Your Windows - How to Choose What's Best for Your House

You may not give the windows on your home much thought, but they can actually make a big difference not just in your comfort level, but also in the value of your home. You'll have a wide range of options to choose from,...

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Resources and Tips to Know when Looking for Scholarships.

I remember when I first started working in a Financial Aid Office at a major university, parents would tell me they hired someone to help their child find, and apply to, scholarships. Thankfully things have changed...

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Financial Aid Awareness Month -- FAFSA Tips & Common Mistakes to Avoid

Throughout the month of February, the higher education community celebrates Financial Aid Awareness Month in an effort to provide crucial information to students and families about access to federal, state, and...

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16 Elite Universities Accused of Collusion, Price Fixing, Withholding Admissions… OH MY!!!


Tips for Saving Money on Heating and Cooling Your Home

If you're like most people, you like to keep your home at a comfortable temperature throughout the year. However, running your heater or air conditioner constantly uses a lot of energy, and your electric and gas bills...

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Your Top 5 Questions about COVID-19 & Life Insurance

At MAC Insurance & Financial Services, we have received lots of inquiries about life insurance ever since the world was changed by COVID-19. After almost two years, we’ve compiled the five most common questions we...

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'It's like waking up to a nightmare': Family that lost home in Marshall Fire finds themselves grossly underinsured.

More than 1,000 homes have been destroyed by the Marshall Fire. While tragic and stressful, this should not cause a significant financial loss to any family properly insured. This is a great example of what your HOME...

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How to Evaluate and Choose Energy-Efficient Appliances

Today's modern appliances are much more energy-efficient than their predecessors, and some are even better than the rest. When shopping for appliances, you'll likely be overwhelmed by choice, so it is important to know...

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